Tip # 1- Upon making a purchase, ask yourself: “Do I really need this?”
Tip #2- When shopping load everything you want into the cart, then apply tip # 1 right before the check out line.
Tip #3- Think of every dollar saved as money given to you.
Tip#4- When at a restaurant, stick with water. It’s healthier, and cheaper.
Tip#5- Removing meat, snacks from our shopping lists tends to lower our grocery budget.
Tip#6- A nice time out, doesn’t necessarily have to mean spending a regrettable amount of money. Spend wisely, not impulsively.
Tip#7- Make a budget, track your expenses, and apply controls as needed. Try to cut back as much as possible. (I use learnvest.com)
Tip#8- When it comes to new gadgets: patience pays off. Patience= less bugs, and less money spent.
Tip#9- If you have limited outgoing calls on your cell plan, but free received calls, just have people call you back.
Tip#10- Spend money as if you were poor, earn money as if you needed every cent.
My POV- I have an issue with any single item on my grocery list being over $3.50.
Sara E Dunphy 